Extra Income Post-Divorce: Making Money

Posted on by Robert J. Reeves

The financial costs of divorce can have you eager to start working again. Still, even when you start working, you might find yourself needing some more money. That’s why it’s useful to look for extra income post-divorce. There’s a few ways you can earn that extra bit of cash…

Extra Income Post-Divorce: Financial Independence

Sell old belongings

One way to get some extra income post-divorce is by selling off things you don’t need anymore. Everyone has some things which are just taking up space in the home. This could be old clothes sitting in the closet, or some decor or furniture that goes unused. Rather than letting it go to waste, it can be useful to try and sell them.

Even if it’s older or in rough condition, you’d be surprised how much you can get for old clothes, furniture, and other items. Plus, on top of getting some money, you also create space for new replacements. While an old-fashion garage sale can work well, there’s also a lot of stores which will take your old items off your hands.

Pick up a “side gig”

There’s been a lot of talk about “side gigs” these days. These are something you do outside of your main job to get a bit of extra cash. That means they’re also pretty handy for getting extra income post-divorce. What’s nice is that there’s a wide variety of gigs you can try your hand at.

For example, everyone is familiar with ride sharing services like Uber or Lyft. However, you could also try freelance writing if that sounds more up your alley. There’s also transcription services; many of them can be done online, and at your own leisure.

Look for seasonal work

Maybe you only need some extra income post-divorce for a short time. One common time people like to make more money is around the holidays. In these cases, where it’ll only be temporary, you could also look for any seasonal jobs that are hiring.

Like the name implies, these jobs will only need you to work for a short time. Plus, they’re usually eager to fill the positions. If you can find a way to fit them into your schedule, and don’t mind the work, then they can be a nice way to make some more money.

How-to Start Working Again After Divorce

Posted on by Robert J. Reeves

When going through a divorce, you will need to start thinking about your financial situation. Perhaps you were a stay-at-home parent during your marriage and do not have a job now. This life change may now require you to start working again after your divorce. This may be an easy transition for you, but some may also find it to be challenging to reenter the workforce.

How-to Start Working Again After Divorce: Life Transition Preparation

Finances

First, you will need to take a hard look at your finances. Perhaps even after the divorce, you will be in a financial situation where you do not have to work. However, it may be the case where you determine that you will need to start working again after the divorce. Depending on your finances, you will be able to determine if you will need to get a full-time or a part-time job. You will also need to consider if your skillset will allow you to get a job that can cover your expenses.

Continuing Education

Perhaps you have determined that you do not have the skills for a job that gets the income level that you desire or need. In this case, before you start working again, you may need to go back to school. There are quick programs that you can do, such as becoming a dental assisting or a licensed real estate agent. There are even bootcamps for coding classes or digital marketing that will fast-track you to a new career.

For you, getting back into your career may even just be a matter of taking a few continuing education courses to brush up on your knowledge and skills. If you have been out of the workforce for a while, your field likely has new made advancements. Refreshing and updating your skills will make you a more competitive candidate.

Evaluate Your Interests

You will want to evaluate your interests before you start working again. You may have went to school for one thing, but no longer be passionate about that anymore. It is very common for people to find a new career path during their life. Think about what things you enjoy doing and think about how you can apply those things to a job. You will be more likely to enjoy your job if you are doing something that you love.

While it can be daunting to think about going back to work after being out of the workforce for a while, or needing to find a new career that better fits your current situation, it is very possible to do this. Just look at your finances, take courses if needed, and consider your interests. Following these steps will help make the transition much easier.

Talking to Your Therapist About Abuse

Posted on by Robert J. Reeves

Talking to your therapist about abuse in your marriage or relationship can be painful but helpful. If you are dealing with past trauma, they can help you come to terms with it and find ways to minimize the emotional scars. If the abuse is ongoing, they can give you advice on how to de-escalate situations and get yourself to safety. Your therapist must maintain confidentiality, so it’s safe to tell them. However, don’t tell half-truths or lies if you want therapy to be effective. Opening up can be painful, but take it at your own pace. And finally, if you are feeling discomfort, talk to your therapist about it. Or figure out if it’s time to find somebody new to talk to. Hopefully, they can give you advice to help you safely exit the relationship to keep yourself safe from abuse.

Talking to Your Therapist About Abuse: Confidentiality and Comfort

Confidentiality

Talking to your therapist about abuse is confidential, as long as it does not actively involve a child. Therapists have to report concerns if they fear that you are in danger of hurting yourself. Or if they suspect child abuse or crime. However, if you want to be sure, ask them about their confidentiality policies. You don’t ever have to fear that word will get back to your abuser, though.

Don’t Tell Lies

When talking to your therapist about abuse, it’s important to be completely truthful. Don’t tell lies, omit important details, or tell half-truths. This won’t give your therapist the information they need to truly help you. If you want your therapy to be as effective as possible, then you’ll need to be completely honest.

Opening Up

It can be painful and uncomfortable when talking to your therapist about abuse in your relationship. Take things at your own pace, and go as slowly as you need to. Your therapist should be able to help you navigate this conversation at a pace that feels comfortable to you. Just remember that the more you open up, the more helpful they can be.

Discomfort

Finally, if you are experiencing a lot of discomforts when talking to your therapist about abuse in your marriage, it might be a sign that it’s not a great fit between you. You can talk to them about your discomfort and see if that helps reduce the tension. However, if you don’t feel completely comfortable about being vulnerable with your therapist, it might be time to find a new one.

Talking to your therapist about abuse in your marriage is one way to help reduce the emotional scars that come from this form of trauma. In addition, they can help you navigate the abuse to hopefully exit the relationship safely and de-escalate situations at home. Your therapist will keep everything you tell them in strict confidence in most situations, and you can always discuss their confidentiality policy ahead of time. Be fully honest with them if you want to get the most out of your sessions, and go as slowly as you need to when telling your story. Finally, if you are feeling uncomfortable, it might be a sign that you should have a conversation with your therapist or even begin the search for somebody that is a better fit. Hopefully, they can help you navigate this tough situation.

Dividing Student Loan Debt in a Divorce

Posted on by Robert J. Reeves
Dividing student loan debt in a divorce can get very complicated. Everybody knows that during a divorce, spouses must divide up their assets. But not everybody realizes that they also divide their debts. Divvying up student loan debt depends a lot on when you took out the loan as well as what the money was for. It also is important to lay out who benefitted from the loan. A judge will take into account many things when deciding to divide up marital assets. There isn’t any one answer on how loans are split. However, the goal of any judge is to make things fair and equitable for both parties. The best way to ensure that you are getting the best settlement possible is to hire an experienced divorce attorney to represent you.

Dividing Student Loan Debt in a Divorce: What Happens to Debt?

Pre-Marital vs. Marital Debt

When dividing student loan debt in a divorce, a judge will ask “when did you take out the loan?”. If you got the loan before marriage, then it is not a marital debt. Therefore, your spouse would likely not take on any of the debt during a divorce. However, the loan is a marital debt if you were in school when you married. Or if you took the loan out after marriage. In this case, a judge will decide how to split it fairly.

Where Did the Money Go?

Another question that a judge will try to answer is “where did the money go?”. If you used the money on something like housing, then your spouse also benefitted from it too. In this situation, they might be responsible for some of the debt. However, if it was entirely for tuition, a judge is more likely to assign the debt only to the student.

Who Benefitted from the Loan?

When trying to divide student loan debt in a divorce, a judge will also look at who benefitted from the loan. For example, if you divorce right after graduation, then your spouse is not likely to benefit at all from the loan. However, if your spouse graduated and used the credentials to get a high-paying job for many years before the divorce, then you did benefit. A judge is more likely to split the debt if you benefit from the money and your spouse’s education.

The Big Picture

While there are many factors that a judge takes into consideration when dividing student loan debt into a divorce, they are mostly looking at the big picture. For example, they will take into consideration things like each of your salaries and assets. They’ll also consider alimony and other spousal support payments. The goal is to divide your marital assets and debts equitably. When a judge is dividing student loan debt into a divorce, things can get a little messy. Just as with all aspects of divorce, a lot of factors contribute to the divvying up of debt. A judge will look at when you took out the loan as well as what you spent the money on. They’ll also think about who benefitted from the money and how it fits into the overall picture of your financial health as a couple. The goal of any divorce proceeding is to split up marital assets, property, and debts in a way that is fair to both parties. Hopefully, if you have concerns about student loan debt, your divorce attorney can help you navigate them and ensure that you get the settlement you are entitled to.

Dealing with Divorce Embarrassment

Posted on by Robert J. Reeves
While it’s perfectly normal to go through a divorce, unfortunately, many people still experience divorce embarrassment afterward. There is absolutely no reason to feel shame about ending a marriage that is unhealthy. However, if you are struggling with these feelings, it can help to try to put things into perspective. Look at the bigger picture and remember that this is leading to better things for you. Cut out toxicity in your life if people are surrounding you that are adding to your guilt. Find a way to talk about your divorce, and practice it so that you are prepared when questions come up. And finally, if you are truly struggling with these feelings, it might help to speak to a therapist. Hopefully, they can help you learn some coping mechanisms and self-acceptance so that you can realize that divorce is not just an ending but also a new beginning.

Dealing with Divorce Embarrassment: Learning Self-Acceptance

Put Things in Perspective

One thing that can be very helpful if you are experiencing divorce embarrassment is to try to put things into perspective. Remember that this feels like a huge part of your life right now, but eventually, you will move on. And you might even move on with a person that is a much better fit. You can have an entire second life ahead of you, and this will be just a blip eventually. It’s also important to remember that it’s far more embarrassing to stay in a marriage that makes you unhappy for years and years than to go through a divorce.

Cut Out Toxicity

Divorce is incredibly common these days. However, there still might be some people in your life that make you feel ashamed of your marriage ending. This can add to divorce embarrassment and is uncalled for. Divorce can be very healthy if you are in an unhappy marriage. Cut out toxic people in your life that do not support your decision. Try to surround yourself with supportive friends and family who understand that you made the right decision for your family.

Find a Way to Talk About It

Dealing with divorce embarrassment can be difficult, especially when your divorce is brought up suddenly. Find a way to talk about your divorce, and practice out loud to yourself. Repeating the words to yourself can normalize them and make you feel more comfortable when talking to others. Try to remember that nobody will judge you for having this experience. You’ll meet many people throughout your life that have been through the same thing.

Therapy

Finally, if you are truly struggling with divorce embarrassment, it’s time to speak to a professional about it. A therapist can help you organize your thoughts and pinpoint where the shame is coming from. They can give you great coping skills to deal with stress. Finally, they can help you learn self-acceptance and help you see the positive side of divorce. Divorce embarrassment is completely normal, but there’s still no reason to experience shame about your marriage ending. Not only is divorce very common, but it’s also often the best thing for your future and well-being. Staying in an unhappy marriage is much worse than going through the stigma of a divorce. Try to remind yourself that you made the best decision. Cut out toxic people in your life that are making you feel ashamed about it. Practice talking about your divorce out loud so that you don’t feel embarrassed to speak to others about your experience. And finally, talk to a therapist if you are struggling with feelings of shame and guilt. Hopefully, you can move on quickly and begin the process of healing.

Spotting Signs of Depression After Divorce

Posted on by Robert J. Reeves
Depression after divorce is very common. Divorce is a hugely stressful event, and it marks the end of a marriage and future that you imagined for yourself. It’s okay to grieve over this loss. However, if the grief seems to be affecting your whole life, it’s important to pay attention to signs of depression. A lack of energy or feeling of hopelessness, or sleep disturbances might indicate some depression as can a lack of enjoyment in things you normally like to do. If the grief is causing problems in your life, or if you ever have thoughts of harming yourself or others, it’s time to seek help immediately. Many treatments might be able to help you overcome these feelings and get back to living your life.

Spotting Signs of Depression After Divorce: Know the Symptoms

Lack of Energy

One of the signs of depression after divorce is a lack of energy. It’s perfectly okay to want to take a little break and rest after your divorce is finalized. After all, it’s an incredibly draining process that can last a long time. However, if many weeks have gone by and you’re finding it hard to muster the energy for leaving the house or participating in activities, it might be time to look for some support.

Sleep Issues

Sleep disturbances can also be one of the symptoms of depression after divorce to watch out for. That might mean insomnia keeping you up all night, or an inability to get out of bed and sleeping the day away. If the pattern is different from your typical sleep, then it’s a cause to speak to a doctor or therapist. Do not try to self-medicate to get to sleep because some sleep medicines can become addictive.

Lack of Enjoyment

Another sign of depression after divorce is a lack of enjoyment in normal activities. If you are finding it difficult to enjoy the things in life that you normally do, it’s a cause for concern. While it’s normal to feel the blues after a divorce, you don’t want it to be sucking all the joy out of your life. In addition, feeling hopeless, or feeling like things will never get back to normal can also be signs of depression.

When to Get Help

It’s important to reach out and get help if you are experiencing symptoms of depression after divorce. There are many therapies, treatments, and medications you can try that might help you get back on your feet and feel like yourself. If you ever have thoughts of harming yourself or others, call for help immediately. Call a friend or family member to help you, call 911, or try the National Suicide Prevention Lifeline at 988. Depression after divorce is quite common, but that doesn’t make it less concerning or difficult to deal with. It’s important to get the support you need to get through this tough time. If you are noticing signs of depression like a lack of energy, lack of enjoyment out of activities, or sleep disturbances, it’s important to reach out for help. If you experience suicidal thoughts, it’s an emergency. Therapy can be very helpful, as can outpatient and in-patient treatment plans for depression. In addition, there are medications that a doctor might be able to prescribe that can help you overcome these feelings and get back to feeling like yourself. Hopefully, you can get the support you need to get back on your feet and look forward to the next chapter of your life.

Engaging a Divorce Attorney

Posted on by Robert J. Reeves
Engaging a divorce attorney is in your best interest if you and your spouse are deciding to end your marriage. It’s best to get the process started as soon as possible so that your attorney can make sure that you are protecting yourself financially. Finding the right fit can take a little trial and error, but it’s best to speak to a few different attorneys. Consider the budget and speak to each of the attorneys about how their fees work. And finally, look for an attorney that has experience with cases similar to yours. It’s not necessarily helpful to rely just on the recommendations of friends because their divorce case might be very different from yours. Find an attorney that seems like they will be able to represent you during your divorce best and will help you get the settlement you deserve.

Engaging a Divorce Attorney: Finding the Right Fit

Start Early

Begin the process of engaging a divorce attorney as soon as you realize that divorce is a possibility. You want to ensure that you protect yourself financially if things begin to get ugly with your soon-to-be ex. In addition, they can help you begin gathering all of the information that you’re going to need later on down the road.

Ask Questions

Before engaging a divorce attorney, it’s best to speak to a few options. Try to set up meetings with two or three lawyers. Try to get a feel for their overall approach and how they or their team operate. You’re not looking to find a new best friend, but you need to feel comfortable enough, to be honest with them. Find somebody that you trust to represent you and that will keep things professional.

Consider Budget

It’s important to consider your budget when engaging a divorce attorney. Divorce is expensive. There’s just no getting around that. However, some attorneys charge more than others. When you’re meeting with potential attorneys, ask them how their fee schedule works. They won’t be able to give you a definite answer on how much your divorce will be. There is any number of factors that can affect that. But they should be able to give you some general idea of costs.

Look for Experience

Finally, when engaging a divorce attorney, look for experience. You want to pick somebody that is professional and knows what they’re doing. And more specifically, you want an attorney that has handled cases similar to yours. Especially if you expect your divorce to be complicated with lots of properties, assets, or custody disputes. Engaging a divorce attorney is the best first step you can take to protect yourself as soon as you and your spouse decide to split up. It might seem hasty, but there’s a lot of prep work involved in a divorce. Your attorney can help you get that ball rolling and can protect you financially from your ex doing anything tricky with bank accounts. Meet with several attorneys to decide which you feel like will be a good fit for you. Consider your budget and ask them for a general idea of what to expect cost-wise. And finally, pick an attorney that has a lot of experience in the field, and with cases similar to yours. You should pick somebody that is professional and whom you feel will represent you to the best of their ability. Hiring the right attorney can make a big impact on your divorce settlement.

Battling Divorce Stigma

Posted on by Robert J. Reeves
Even though divorce is very common, you might still be battling divorce stigma from those around you. Family members, friends, or even strangers might feel like it is their place to discuss your divorce and their thoughts. However, the choices that you make are none of their business. Try to change the conversation around divorce by adjusting your framework for talking about it. Surround yourself with supportive people, and don’t neglect to practice self-care. And finally, if you are still having a difficult time, consider speaking with a therapist or close friend. Hopefully, you can change the narrative and embrace your divorce as an empowering move and one that will improve your future.

Battling Divorce Stigma: Changing the Way We Talk About Divorce

Change the Conversation

The first step in battling divorce stigma is to change the way you see divorce. Instead of looking at it as the end of your marriage, look at it as a window into your future. Going through the process can be draining but don’t let the stigma surrounding divorce make you doubt yourself. You made the right decision and when the dust settles you’ll be able to see this as a new beginning rather than a chapter ending.

Surround Yourself with Support

Another thing that can help with battling divorce stigma is to surround yourself with supportive friends and family. Don’t let those around you drudge up negative thoughts about the divorce. Instead, try to find people that will help you look forward to the future rather than focusing on the past.

Prioritize Self-Care

Don’t forget about self-care when battling divorce stigma. It can be taxing on you emotionally to feel like others are judging you. Make sure that you take time to focus on your mental well-being periodically by doing things that make you feel confident and bring you joy. For example, get plenty of rest, exercise regularly, and get outside in the sun. You can also try things like meditation, deep breathing, and mindfulness for stress relief.

Talk it Out

Finally, battling divorce stigma is easier when you have somebody to talk to about it. Reach out to a therapist or close friend to help you. Sometimes it’s helpful to have a sympathetic ear. And other times, they might be able to give you great advice for handling stressful situations or people in your life. Battling divorce stigma is, unfortunately, still something you might have to deal with. Even though divorce is quite common, you might still get some push-back from old-school family members or friends. Ignore the naysayers and focus on your future instead. Don’t let them make you doubt yourself or your decision. You and your ex made the best decision for both of your futures. Even though divorce is tiring, try to see it as empowering as well. You got through it and you’re on the other side of things. Now you can make whatever kind of future you want for yourself. Try to focus on the positive and surround yourself with others who do the same. Don’t forget about your self-care, and make time for speaking with a therapist or close friend. Hopefully, you can begin to see your divorce as an open door to a more positive future.

Spring Cleaning Post-Divorce

Posted on by Robert J. Reeves

After separation or divorce, it’s easy to overwhelm yourself. Even an amicable divorce is not easy. With the seasons changing, now is a good time to really embrace your new life. Spring cleaning post-divorce can happen during any season! Time to clean out the closets.

Spring Cleaning Post-Divorce: Starting Anew 

Hated that piece? Get rid of it

​Sometimes, exes buy pieces for the home that aren’t the best looking or best fitting. If your ex left this piece behind during their move, get rid of it. Spring cleaning post-divorce allows you to focus on yourself and what you like. If that chair in the sitting room doesn’t fit the bill, it’s gone!

​If donating the item is something of interest, many non-profits will gladly schedule a pick up. But maybe selling it is a better option! Facebook Marketplace, Offer Up, and the NextDoor app all offer a solution for selling those items.

Make It Yours

Making your new solo space yours is most important when you’re spring cleaning post-divorce. Simply changing out the throw pillows to a color that you like more or removing personal touches of your ex will freshen up your space and make it a place for just you. In the case that you need to get your own place, don’t feel disheartened! It’s a positive time for starting over and truly making a space yours.

Get Organized!

Many people have heard of the Netflix show, Tidying Up with Marie Kondo. Spring cleaning post-divorce means organizing for this next step in life without dragging baggage in from your married life. Utilizing the KonMari method will help you only keep things in your life that bring you joy. While this may seem daunting, take your time. A good tip to remember is to tackle one room at a time!

Sweep, Mop, Clean

Spring cleaning post-divorce can include cleaning the windows and mopping the floors. The physical act of cleaning is therapeutic and it’s a perfect metaphor for divorce. After you’re done cleaning, you’ll feel in control of your life and your space.

Remember: property settlement will determine if your ex gets to leave that awful chair behind. Don’t start decluttering their personal items out before the court decides that the remaining property is yours. Make sure you talk to your ex about what they want and don’t want. Spring cleaning post-divorce is a therapeutic time but don’t let it get you in trouble in court!

Unexpected Divorce: My Spouse is Gay

Posted on by Robert J. Reeves

It happens a lot. During a marriage, sometimes a spouse will reveal that they are interested in other people. Sometimes, however, these other people are of the same gender as they are. For straight couples, this is probably a huge shock. But what does your spouse coming out mean for you and your family? Let’s discuss some common questions and reasons for an unexpected divorce. 

Unexpected Divorce: My Spouse is Gay

Do we stay married?

The choice is up to you. Some may enter this chapter in their relationship with a new understanding of each other. Others may chose an unexpected divorce. Whatever you decide is right for you is the right choice. Coming out doesn’t always lead to an immediate separation. A marriage means a lot of intertwined parts, and a divorce might not be the easiest or best option.

If we stay married, then what?

If you both decide to avoid that unexpected divorce and stay married instead, your spouse may ask for an open relationship. An open relationship requires more communication and honesty. Each open relationship is different; no two look the same. Some of them are completely open. Others are open to particular people. Coming out takes a lot of trust, but so do open relationships. Make sure you and your partner feel comfortable with your relationships at all points.

Not sure about what you want?

Much like the coming out decision that your spouse made, your next move might take time. Choosing an unexpected divorce, especially very quickly, you might not be making the right choice for you. Your emotions are on high-alert. Take time to fully feel through these emotions before making any permanent decisions.

Nothing You Did

No matter what, you cannot change a person’s sexual orientation. If your spouse coming out is a surprise for you, do not feel discouraged. You are valid and perfect as you are. There might be a difficult acceptance period. It might be a good idea for you to seek help or therapy.

Mixed orientation couples are more common than the average person might realize. Coming out happens at all stages of life. For some, that might be after they’ve entered a heterosexual marriage. Also remember that coming out does not mean the couples are out of love. ​​​It also doesn’t mean that you will absolutely be getting that unexpected divorce we discussed. Every marriage is different and you should do what feels right to you.