How-to Decide if You Should Date a Divorcee

Statistics say that 50% of all marriages end in divorce. That means there are going to be quite a few divorcees out there. When you are on the dating scene, you are likely to encounter several, or many, divorcees. There are going to be different pros and cons that come with dating someone who has been divorced before. Here are some things to consider if you are trying to decide if you should date a divorcee.

How-to Decide if You Should Date a Divorcee: Choosing a Relationship

Commitment

Divorcees have already made a commitment to marriage (at least) once already. This likely means that they will have a clearer mindset about the reality of marriage and the problems that can arise. Due to this, they may be slower to make another commitment again. However, know that once they do make a commitment, they are more likely to stick with it. They will not want to go through the pain of another separation again. This is all good to know if you are going to date a divorcee.

They will have experienced what worked and what did not work in a relationship. They will also have experienced a wedding, marriage, and end of a marriage. Through all of the highs and lows of this process, they will have learned a lot about themselves and what is important to them. This may have made them more well-rounded as a person. This experience is invaluable when forming a new relationship. However, these experiences could also make a divorcee bitter as well.

Family Ties

It is also good to consider the family ties that come along with a divorcee. There will always be a tie, in some way or another, with an ex. This same thing is true if this person has children. No matter the age of the children, or whether or not they live with their parent or not, the kids will come as part of the package. When children are involved, your partner will likely have to have contact with their ex. This can especially be difficult when a new relationship is developing.

If you are going to date a divorcee, you will have to honestly ask yourself if you are able to accept these family ties. Know that your partner may take a while to introduce you to his or her children. This is nothing against you, it is just protecting the children’s feelings and emotions. If this relationship turns into marriage, you will need be comfortable that you will become a stepparent. Depending on the situation, this could be a really amazing or challenging transition.

How-to Work with a Financial Advisor During Divorce

Divorce can be very difficult on your financial situation. If you relied on dual-incomes to make ends meet, or your partner was the only one who worked, this can be especially challenging. Divorce may force you to change your lifestyle and spending habits. If you find finances to be an unpleasant and overwhelming thing to think about, you are in luck. Financial advisors are professionals that specialize in helping people with their finances. Learn how to work with a financial advisor during divorce.

How-to Work with a Financial Advisor During Divorce: Manage Your Finances

Financial Goals

Financial planners and advisors can help you get on track and work towards the goals you want to achieve. Unfortunately, according to a study, only 5% of women work with a financial advisor during divorce. However, these professionals can be as asset as part of a divorce team. In fact, 61% of women who did not use a financial planner wish that they would have worked with one during their divorce.

If you have not already, it is good to sit down and figure out your financial goals. Thinking these through will help you be able to work towards reaching your goals. Some good financial goals include paying off your debt, having a comfortable retirement, and saving for an emergency fund. Others include being able to buy a new home, creating another income source, or building wealth through investments.

Benefits

One of the benefits of using a financial planner is that they can help you evaluate your lifestyle. They will help you take a hard look at your finances both before and after the divorce. This will be helpful for even looking at different things like covering expenses, buying insurance, creating a budget, and paying bills.

Another benefit of working with a financial advisor during divorce is that they can help you look at your assets. This will include hidden gems you may not have remembered, and which assets to fight for during your divorce. Consider things like jewelry, investments, college funds and retirement accounts. The financial advisor will be able to determine what is worth asking for and also set up a plan to help you achieve financial freedom.

Although this is an underutilized resource, working with a financial advisor during divorce is a smart move. They will help you to be able to start off on the right track during and after your divorce. You will be glad they were part of your divorce team.